IMG_1726.jpg

FAQ

Everything You Need to Know

Old World Remedies For Modern Day Problems

Get in Touch
 

What did people use for skin care before the introduction of man-made chemicals? Currently, there are virtually no mass produced skin care products available that are made with animal fats. Interestingly, they disappeared at the same time that animal fats in our diets did. Among the animal fats used for skin care, it appeared that the one used most overwhelmingly was indeed tallow. Tallow was usually mixed with various other substances directly from nature to form a spreadable skin balm. Further research shows that modern science supports this traditional use of tallow as a principal ingredient of skin care recipes. 

No plant-based skin care ingredient or product can remotely compare to tallow in its power to nourish and heal the skin.

From biology, we know that the cell membrane is made up primarily of fatty acids, a double layer, to be exact. Saturated fats constitute at least 50 percent of the cell membrane. As Sally Fallon Morell explains in her book Nourishing Traditions, since saturated fats tend to be more solid than unsaturated fats at a given temperature, they help give the cell membrane its necessary stiffness and integrity for proper function. 

Another strong indication of tallow’s compatibility with our skin biology is its similarity to sebum, the oily, waxy matter that lubricates and waterproofs our skin. Indeed, the word “sebum” actually means “tallow” in Latin and began to be used in this biological sense around the year 1700. William D. James MD explains that the sebaceous glands, which secrete sebum, are found in greatest abundance on the face and scalp, but they are distributed over all of our skin except on the palms and soles.

Tallow is compatible with our skin biology and is readily absorbed by the skin.

In regard to the compatibility of tallow with the biology of our skin, we should note that we are animals rather than plants, so the modern taboo against animal products in skin care products would seem unfounded and even illogical. In addition to containing very little saturated fats, plant products do not have the same levels of other nutrients needed for healthy skin. Tallow contains the abundant natural fat-soluble activators, vitamins A, D, and K, as well as vitamin E, which are found only in animal fats and which are all necessary for general health and for skin health.

It is a wise precaution not to apply substances to our skin that we would not eat.

We know that the skin is the largest organ of the body and readily absorbs much of what is applied to it, good and bad. That is why so many drugs can be administered through the use of transdermal patches. Therefore, it is an excellent principle and wise precaution not to apply substances to our skin that we would not readily take internally or, in a word, eat. It would be ideal if what we used on our skin were edible, and yet more, a whole food, in which case it would also have the potential of actually nourishing the skin and helping it to heal itself.

2022 News update:

CNN and other media have flagged a recent study published by the Zero Mercury Working Group (ZMWG) finding that 129 of some 271 skin brightening products it tested contain high levels of mercury. This is raising alarm over the safety of skin brightening products, especially considering the products of concern are sold globally through e-commerce platforms such as eBay, Amazon and Alibaba.

Most of the products sampled were manufactured in Asia, especially in Pakistan (43%), Thailand (8%), China (6%) and Taiwan (4%), according to their packaging.

ZMWG is a coalition of more than 110 public interest environmental and health non-governmental organizations (NGOs). It was formed in 2005 by the European Environmental Bureau and the Mercury Policy Project. ZMWG published the study on the European Environmental Bureau's (EEB's) website. Cosmetics & Toiletries sought additional references but according to one spokesperson, the study has not yet been submitted for peer review.

Between 2017 and 2022, ZMWG reports it conducted three separate investigations, each time "confirming continued global access to illegal, high mercury skin lightening products." The group noted most of the products sampled were manufactured in Asia, especially in Pakistan (43%), Thailand (8%), China (6%) and Taiwan (4%), according to their packaging.

See archived: Toxicological Evaluation of Cosmetics; A Primer

According to the study, the products were tested in an accredited laboratory in the EU, after being screened using x-ray fluorescence in three regional hubs: CASE in Côte d’Ivoire (for Africa), Ban Toxics in the Philippines (for Asia) and in Antigua and Barbuda (for Latin America and the Caribbean). Forty-seven percent of the products tested reportedly contained more than the permitted level of mercury. Some contained > 10,000 ppm; others were > 50,000 ppm. CNN noted that in 2013, the Minamata convention set an international limit for cosmetics of 1 mg/kg of mercury, or 1 part per million (ppm) (excluding eye area cosmetics), which came into force in 2021.

In relation, in November 2021, the U.S. Food and Drug Administration (FDA) also flagged skin care products for mercury content. It stated, "In the past few years, FDA and state health officials have discovered numerous products that contain mercury, and there have been cases in which people exposed to such products have had mercury poisoning or elevated levels of mercury in their bodies."

See archived: FDA Cracks Down on Skin Lighteners

The agency continued, "[The] FDA has an import alert in place that lets our field staff know that the agency has enough evidence or other information to refuse admission of shipments of mercury-containing skin products. But this is only a partial solution. Many of these products are coming into the country through illegal channels. That’s why it’s so important for consumers and sellers to know about the dangers of possible mercury poisoning associated with the use of these skin products."

We will continue to keep you informed with links and articles so you can decide what's best for you and your family. 

Here's some food for thought. 

As Sally Fallon Morell explains in the Oiling of America, “natural” products also contain certain vegetable oils that could be harmful: polyunsaturated oils like safflower, sunflower, cottonseed, corn, soy, and canola. High heat is generally used in the production of these oils. Polyunsaturated oils are unstable, fragile, and susceptible to rancidity when subjected to heat, which causes the production of free radicals, associated with cell damage, aging, and disease. Certainly, we do not want to be applying products high in free radicals to our skin, causing the very types of problems we are trying to relieve or prevent. And polyunsaturates would not seem to be conducive to skin health, extrapolating from the fact that the modern excess consumption of these types of oils leads to a host of health problems. 

Not long after the birth of our daughter, I was inspired to find clean products to take care of her. Through many searches and inspiring pioneers in the field, one who inspired me to dive deep into clean skincare was Bumblebee Apothecary. This mom was both inspiring and helpful in my journey. Parents are who children look up to and learn from. Keep learning and keep inspiring. 

Believe it or not, grass fed tallow has its very own antibacterial and antimicrobial properties. This is great for anyone dealing with skin conditions, such as acne. It’s also wonderful when tallow is used as a base in different salves and skin healing products. Grass fed tallow helps soften scar tissue and aids in balancing skins natural oils. Grass fed tallow is rich in minerals, which is wonderful for skin health.

Thank you for taking the time to educate yourself for better skin health! 

Be well.

Tallow is uniquely biocompatible with the way our skin cells are made. Tallow is deeply moisturizing and helps to prevent the skin’s loss of moisture.
Grass fed tallow contains palmitic acid, which improves the barrier function of the skin. It also contains stearic acid, which helps to repair damaged skin. Stearic acid also helps to improve skin’s flexibility and suppleness.

Omega 9 fatty acid, also known as oleic acid, is also found in grass fed tallow. This helps the other nutrients penetrate deeply into the skin, so that the skin can use and benefit from all of the nutrients.

Tallow from cattle fed and finished only on grass, contains the highest amount of beneficial nutrients.

Omega 7 fatty acids are also in grass fed tallow. These fatty acids are some of our skin’s basic building blocks, and they also help in making skin appear more youthful and healthy. Grass fed tallow contains the fat soluble vitamins A, D, E, K, and B12. This particular combination of vitamins is found only in animal products.

Privacy policy

This Privacy Policy describes how TallowDreamCream.com (the “Site” or “we”) collects, uses, and discloses your Personal Information when you visit or make a purchase from the site, now and into the future.

Collecting Personal Information

When you visit the Site, we collect certain information about your device, your interaction with the Site, and information necessary to process your purchases. We may also collect additional information if you contact us for customer support. In this Privacy Policy, we refer to any information that can uniquely identify an individual (including the information below) as “Personal Information”. See the list below for more information about what Personal Information we collect and why.

If you are not satisfied with our response to your complaint, you have the right to lodge your complaint with the relevant data protection authority. You can contact your local data protection authority, or our supervisory authority.

Device information

  • Examples of Personal Information collected: version of web browser, IP address, time zone, cookie information, what sites or products you view, search terms, and how you interact with the Site.

  • Purpose of collection: to load the Site accurately for you, and to perform analytics on Site usage to optimize our Site.

  • Source of collection: Collected automatically when you access our Site using cookies, log files, web beacons, tags, or pixels

Order information

  • Examples of Personal Information collected: name, billing address, shipping address, payment information (including credit card numbers, email address, and phone number.

  • Purpose of collection: to provide products or services to you to fulfill our contract, to process your payment information, arrange for shipping, and provide you with invoices and/or order confirmations, communicate with you, screen our orders for potential risk or fraud, and when in line with the preferences you have shared with us, provide you with information or advertising relating to our products or services.

  • Source of collection: collected from you.

Customer support information

  • Examples of Personal Information collected: Name, email, physical and shipping addresses

  • Purpose of collection: to provide customer support

  • Source of collection: collected from you.

MINORS

The Site is not intended for individuals under the age of 18. We do not intentionally collect Personal Information from children. If you are the parent or guardian and believe your child has provided us with Personal Information, please contact us at the address below to request deletion.

Sharing Personal Information

We share your Personal Information with service providers to help us provide our services and fulfill our contracts with you, as described above. For example: 

  • We may share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant or other lawful request for information we receive, or to otherwise protect our rights.

For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.

You can opt out of targeted advertising by:

Additionally, you can opt out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal at: http://optout.aboutads.info/.

Using Personal Information

We use your personal Information to provide our services to you, which includes: offering products for sale, processing payments, shipping and fulfillment of your order, and keeping you up to date on new products, services, and offers.

RETENTION

When you place an order through the Site, we will retain your Personal Information for our records unless and until you ask us to erase this information. For more information on your right of erasure, please see the ‘Your rights’ section below.

AUTOMATIC DECISION-MAKING

Selling Personal Information

Our Site sells Personal Information, as defined by the California Consumer Privacy Act of 2018 (“CCPA”).


  • CATEGORIES OF INFORMATION SOLD: name, email, shipping and billing addresses, products purchased

  • INSTRUCTIONS ON HOW TO OPT-OUT OF SALE: do not purchase

  • Our site is not intended to be used by those that are not 18 years or are considered a legal adult.

Your right

CCPA

If you are a resident of California, you have the right to access the Personal Information we hold about you (also known as the ‘Right to Know’), to port it to a new service, and to ask that your Personal Information be corrected, updated, or erased. If you would like to exercise these rights, please contact us through the contact information below

If you would like to designate an authorized agent to submit these requests on your behalf, please contact us at the address below.

Cookies

A cookie is a small amount of information that’s downloaded to your computer or device when you visit our Site. We use a number of different cookies, including functional, performance, advertising, and social media or content cookies. Cookies make your browsing experience better by allowing the website to remember your actions and preferences (such as login and region selection). This means you don’t have to re-enter this information each time you return to the site or browse from one page to another. Cookies also provide information on how people use the website, for instance whether it’s their first time visiting or if they are a frequent visitor.

We use the following cookies to optimize your experience on our Site and to provide our services.

COOKIES NECESSARY FOR THE FUNCTIONING OF THE STORE

NameFunction

_abUsed in connection with access to admin.

_secure_session_idUsed in connection with navigation through a storefront.

cartUsed in connection with shopping cart.

cart_sigUsed in connection with checkout.

cart_tsUsed in connection with checkout.

checkout_tokenUsed in connection with checkout.

secretUsed in connection with checkout.

secure_customer_sigUsed in connection with customer login.

storefront_digestUsed in connection with customer login.

_shopify_uUsed to facilitate updating customer account information.

REPORTING AND ANALYTICS

NameFunction

_tracking_consentTracking preferences.

_landing_pageTrack landing pages

_orig_referrerTrack landing pages

_sShopify analytics.

_shopify_sShopify analytics.

_shopify_sa_pShopify analytics relating to marketing & referrals.

_shopify_sa_tShopify analytics relating to marketing & referrals.

_shopify_yShopify analytics.

_yShopify analytics.


The length of time that a cookie remains on your computer or mobile device depends on whether it is a “persistent” or “session” cookie. Session cookies last until you stop browsing and persistent cookies last until they expire or are deleted. Most of the cookies we use are persistent and will expire between 30 minutes and two years from the date they are downloaded to your device.

You can control and manage cookies in various ways. Please keep in mind that removing or blocking cookies can negatively impact your user experience and parts of our website may no longer be fully accessible.

Most browsers automatically accept cookies, but you can choose whether or not to accept cookies through your browser controls, often found in your browser’s “Tools” or “Preferences” menu. For more information on how to modify your browser settings or how to block, manage or filter cookies can be found in your browser’s help file or through such sites as www.allaboutcookies.org.

Additionally, please note that blocking cookies may not completely prevent how we share information with third parties such as our advertising partners. To exercise your rights or opt-out of certain uses of your information by these parties, please follow the instructions in the “Behavioural Advertising” section above.

DO NOT TRACK

Please note that because there is no consistent industry understanding of how to respond to “Do Not Track” signals, we do not alter our data collection and usage practices when we detect such a signal from your browser.

Changes

We may update this Privacy Policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons.

OVERVIEW OF TERMS OF SERVICES

Terms of service

OVERVIEW
This website is operated by Tallow Dream Cream. Throughout the site, the terms “we”, “us” and “our” refer to Tallow Dream Cream. Tallow Dream Cream offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By visiting our site and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Any new features or tools which are added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

Our store is hosted on Wix. They provide us with the online e-commerce platform that allows us to sell our products and services to you.

SECTION 1 - ONLINE STORE TERMS
By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.
You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).
You must not transmit any worms or viruses or any code of a destructive nature.
A breach or violation of any of the Terms will result in an immediate termination of your Services.

SECTION 2 - GENERAL CONDITIONS
We reserve the right to refuse service to anyone for any reason at any time.
You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.
You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.
The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.

SECTION 3 - ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION
We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.
This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

SECTION 4 - MODIFICATIONS TO THE SERVICE AND PRICES
Prices for our products are subject to change without notice.
We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.
We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.

SECTION 5 - PRODUCTS OR SERVICES (if applicable)
Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy.
We have made every effort to display as accurately as possible the colors and images of our products that appear at the store. We cannot guarantee that your computer monitor's display of any color will be accurate.
We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.
We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.

SECTION 6 - ACCURACY OF BILLING AND ACCOUNT INFORMATION
We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e‑mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.

You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.

For more detail, please review our Returns Policy.

SECTION 7 - OPTIONAL TOOLS
We may provide you with access to third-party tools over which we neither monitor nor have any control nor input.
You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools.
Any use by you of optional tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).
We may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.

SECTION 8 - THIRD-PARTY LINKS
Certain content, products and services available via our Service may include materials from third-parties.
Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.
We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

SECTION 9 - USER COMMENTS, FEEDBACK AND OTHER SUBMISSIONS
If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments.
We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service.
You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e‑mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.

SECTION 10 - PERSONAL INFORMATION
Your submission of personal information through the store is governed by our Privacy Policy. To view our Privacy Policy.

SECTION 11 - ERRORS, INACCURACIES AND OMISSIONS
Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).
We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.

SECTION 12 - PROHIBITED USES
In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.

SECTION 13 - DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY
We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.
We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.
You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.
You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.
In no case shall Tallow Dream Cream, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

SECTION 14 - INDEMNIFICATION
You agree to indemnify, defend and hold harmless Tallow Dream Cream and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.

SECTION 15 - SEVERABILITY
In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.

SECTION 16 - TERMINATION
The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.
These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.
If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).

SECTION 17 - ENTIRE AGREEMENT
The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.
These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).
Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.

SECTION 18 - GOVERNING LAW
These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of United States.

SECTION 19 - CHANGES TO TERMS OF SERVICE
You can review the most current version of the Terms of Service at any time at this page.
We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

Thank you for your time and patronage.